Visa BIN sponsorship: issue cards under your brand, with no banking license
FastPay is a Visa Full-Service licensee, letting you issue physical and digital cards with your brand identity — accepted at millions of merchants in Brazil and worldwide.
From issuing to digital accounts, from flexible benefits to white-label digital banking — a complete ecosystem in one place.
Everything you need to issue under your brand
FastPay's BIN sponsorship is not limited to the license: it also delivers the issuing, processing and support infrastructure that sustains the operation.
The BIN belongs to the licensed issuer, the product is yours
You run the product and the end-customer relationship; the regulatory structure and the network mandate stay with the licensed issuer.
In 2023 FastPay earned the license to act as a principal member of an international card network, expanding autonomy and operational capacity.
Account creation, embossing, card delivery, clearing, billing, financial settlement and fraud management in a single chain.
Brazilian Central Bank reporting (CADOC), KYC, risk management and accounting and regulatory reconciliation in COSIF format.
When a sponsored BIN makes sense
The model serves companies that want to launch a card product without taking on, at the outset, the structure of a licensed institution.
- Fintechs and SCDs that need to reach the market before obtaining their own license
- Retailers that want a branded card also accepted outside their network
- Benefits operators that need Visa rails and PAT approval
- Companies embedding a digital account and card inside their own product
Frequently asked questions
It is the issuer licensed by an international card network that lets another company use its BIN — the numeric range identifying the issuer on the card — to launch a card product under its own brand. The sponsor holds the network mandate and the regulatory obligations; the partner runs the product and the customer relationship.
Under the sponsored-BIN model, the regulatory structure and the network mandate stay with the licensed issuer of the FastPay group. Whether you need your own license depends on how your product is designed and the role you take in the operation — that is the first point we assess with your team.
Visa. The operation is run by Grecale, a FastPay group company and official Visa Full-Service issuer. As an authorization processor, FastPay also supports Mastercard and Elo.
Yes. It is an international Visa card, physical and digital, accepted at millions of merchants in Brazil and abroad.
White-label app and portal, a full digital account, flexible benefits with PAT approval, neural anti-fraud, PCI DSS security, BaaS APIs, 24/7 call center under your brand, and accounting and regulatory reconciliation in COSIF format.
Want to assess a sponsored BIN for your product?
Get to know FastPay up close and find out how to structure issuing under your brand.
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