PAT benefits card: voucher rails with multi-balance and integrated management
Voucher card regulated by Brazil's PAT (Workers' Meal Programme), ideal for companies offering food benefits within programme rules.
Combined with FastPay's multi-balance wallets, a single card can serve meal, food and other corporate wallets with independent rules.
One card, several usage rules
FastPay's wallets let you design the benefit according to the contracting company's policy, keeping each balance under its own rules.
Multiple independent balances on a single card, each with its own rules and distinct spending categories.
Open model, with flexible usage according to rules set by the issuing company.
Balance dedicated to specific operating expenses, with management integrated into the administration portal.
What FastPay delivers to a benefits programme
Beyond the voucher rails, the operation includes issuing, digital channels and the platform's regulatory support.
Operational gains for benefits managers
- Efficient balance management, with rules per wallet and per cost center
- Transaction security with neural anti-fraud and multi-layer authentication
- Better user experience with a branded app, statements and real-time blocking
- Accounting and regulatory reconciliation tailored to your ERP and in COSIF format
Frequently asked questions
It is the voucher card regulated by Brazil's Workers' Meal Programme (PAT), for companies offering food benefits to employees within programme rules. At FastPay it is issued on voucher rails and can coexist with other wallets on the same card.
With multi-balance the card carries several independent balances, each with its own rules and spending categories. With open line the model is open: usage is flexible according to rules set by the issuing company.
It depends on how the programme is designed. By combining the benefits card with FastPay's Visa BIN Sponsor, the network mandate and regulatory structure stay with the group's licensed issuer.
Yes. The HR Portal is a web dashboard for credit top-ups, cost-center controls, reports and user management, operated directly by the contracting company.
Yes. Plastic, cardholder app, management portal and 24/7 support can all run under your brand's visual identity.
Want to structure a benefits programme on PAT rails?
Talk to a specialist and assess the ideal wallet design for your operation.
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