Full portfolio

Specialized solutions for cards and the full payments ecosystem

Explore a portfolio designed to accelerate launches, expand operational efficiency and sustain business growth in the payments ecosystem.

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FastPay connects cards, BIN Sponsor, banking, acquiring, BPO, digital solutions, embedded finance and sub-acquiring in a fully integrated structure. Each product can operate independently, but delivers even more value when combined with the rest of the ecosystem.

Prepaid Cards (Debit)

Prepaid Card

Rechargeable card for purchases and payments up to the available balance, with no link to a bank account or credit.

Rewards Card

Rechargeable for rewards, incentives and corporate campaigns, with full flexibility on amounts and use cases.

Benefits Card

  • Multi-Balance: multiple independent balances on a single card, each with its own rules and spending categories.
  • Open Line: open model with flexible usage according to rules set by the issuing company.
  • Flex Benefits: balance dedicated to specific operating expenses, with integrated management.

Card with Credit Line

Prepaid card with embedded credit, combining balance control with the option of an additional credit limit.

Salary Advance Card

Gives users early access to their salary through controlled top-ups and rules defined by the employer.

Top-Up Card

Rechargeable prepaid model for general use, with simple integration and multiple top-up types.

Cash Out Card

Allows withdrawals and transfers directly from the payment account, integrating physical and digital balances.

Gift Card

Prepaid solution for gifting and incentives with brand customization and a tailored user experience.

Corporate Card

For business expense control with spending categorization and stronger financial governance.

Hybrid Card

Combines multiple functions in a single plastic for greater operational flexibility.

Debit Card (FI)

Debit card for financial institutions with end-to-end processing.

Multi & Combo Card

Combined solutions to serve different profiles and usage needs.

Postpaid Cards (Credit)

Credit Card

Traditional product with revolving limit, fast authorizations and full transactional control for issuers.

Payroll-Deduction Card

Minimum payment deducted directly from payroll — lower risk for the issuer and higher approval rates for the customer.

Payroll Benefits Card

Model integrated with corporate benefits, combining a credit limit with rules specific to each agreement.

Secured Card

Postpaid card with a limit backed by a deposit — ideal to reduce risk and broaden the credit base.

Dual Brand / Hybrid

Combines Private Label and network-branded functions in a single card with exclusive benefits.

Co-Brand Card

Issued in partnership between brands, with broader acceptance and shared benefits.

Corporate Business Card

Operating expense control with spending categorization and stronger financial governance.

Salary Advance Credit

Lets users access part of their salary early, with flexibility for the employee and predictability for the company.

Private Label

Card carrying the retailer's own brand, used exclusively within the accredited network to drive loyalty.

Voucher

PAT Benefits Card

Voucher card regulated by Brazil's PAT (Workers' Meal Program), ideal for companies offering food benefits within program rules.

Services that power your operation

Account creation
Embossing
Card delivery
Regulatory
Clearing
Billing
Financial settlement
Fraud management
Processing
Network mandate
Visa BIN Sponsor

Your international Visa card with your brand — no banking license required

FastPay is a Visa Full-Service licensee, letting you issue physical and digital cards with your brand identity — accepted at millions of merchants in Brazil and worldwide.

From issuing to digital accounts, from flexible benefits to white-label digital banking — a complete ecosystem in one place.

Group Company
The BIN Sponsor operation is run by Grecale ↗ — a FastPay group company, an official Visa Full-Service issuer, with 100% custom solutions for your business.
Included features
International Visa card — physical and digital
Private Label (accepted in your stores)
White Label App and Portal
Digital bank with your brand
Flexible Benefits (PAT-approved)
Full white-label digital account
Neural anti-fraud and PCI DSS security
BaaS solutions via API
White Label App & Portal

Your brand on the cardholder's and HR's screen

We deliver two ready-to-go, fully customized digital channels: the mobile app for the cardholder and the web portal for HR management — both with your company's visual identity.

Fast to launch, simple to operate and scalable as your user base grows.

🖥 HR Portal

Web dashboard for companies to manage employee cards, balances and benefits. Top-ups, cost-center controls, reports and user management — all without needing technical support.

📱 Cardholder App

White-label mobile app for the cardholder: balance and statement, block/unblock, tokenization for digital payments and real-time notifications. Available for iOS and Android, branded as yours.

24/7 Call Center

Cardholder support under your brand, any time

FastPay offers a white-label call center operating 24 hours a day, 7 days a week — with a team specialized in payments, ready to handle any cardholder request.

Your customer calls and is greeted with your brand identity. You don't have to build or manage the structure.

White Label Support

Agents work with your script and brand identity — the cardholder experiences the service as part of your company.

Full cardholder support

Transaction disputes, emergency card block and unblock, card replacement, balance and statement inquiries.

Full availability

Uninterrupted 24/7 operation, including holidays — with quality monitoring and periodic service reports.

Banking

Integrated digital accounts and financial services

Our banking platform lets companies offer complete financial services quickly, securely and without the complexity of building all the infrastructure from scratch.

From Pix to boleto, from wallet to BaaS, we deliver everything you need to operate like a modern, competitive institution.

Complete BaaS infrastructure
  • Digital account
  • Pix (Brazilian instant payments)
  • Boleto (Brazilian bank payment slip)
  • TED (wire transfer)
  • Vouchers & top-ups
  • Wallet
  • Account management
  • Mobile banking app
  • Internet Banking
  • BaaS regulatory
Acquiring

Integrated processing to capture, authorize and settle payments

FastPay integrates issuing and acquiring in a fluid, secure and high-performance operation. Launch your own payment solution with your brand, agility and efficiency.

Fast market entry

Launch your solution — cards or POS terminals with your brand — quickly, without building the entire operation from scratch.

Brand value

Fully customized experience with your own visual identity on cards, POS devices and digital channels.

New revenue streams

A new monetization stream through transaction fees and value-added services.

BPO

End-to-end operations for those who need scale

Our BPO provides specialized operational support across critical areas: customer service, collections, regularization, accounting and chargeback. Experienced teams, dedicated systems and auditable processes.

BPO services
  • Customer service
  • Collections
  • Financial and account regularization
  • Accounting
  • Chargeback
  • Fraud prevention
Digital Solutions

Digital technology for smoother experiences

Tokenization, wallets, virtual cards, digital onboarding and liveness for smoother, safer experiences across the customer journey.

Tokenization
Virtual Card
Digital Wallet
Digital Onboarding
Liveness
Dynamic CVV
3DS
Biometrics
Embedded Finance

Embedded financial services in your business core

With FastPay's Embedded Finance, any company can offer financial products — cards, credit, digital account — directly inside its platform, without building a financial institution from scratch.

Reduce friction, increase engagement and generate new revenue with financial services native to your product.

Available capabilities
  • White-label branded card
  • Embedded digital account
  • Embedded credit
  • Integrated Pix and payments
  • Wallet and balance management
  • Digital onboarding and KYC
  • API-first, simplified integration
Sub-Acquirer

Launch your own branded card terminals, no red tape

FastPay delivers the complete infrastructure for you to operate as a sub-acquirer in white-label mode — with your visual identity, your terminals and full independence over management and pricing.

From merchant onboarding to D+1 settlement, from pricing to regulatory compliance with the Brazilian Central Bank (BACEN): we cover the full 360° cycle.

Group Company
A Neo Pagamentos ↗ is part of the same group as FastPay and has been operating in the white-label sub-acquiring market since 2017.
Full White Label

Platform, terminals (POS, PinPad, PDV, refurbished) and app with your brand and colors — ready to onboard merchants.

Management & Pricing

Reports, statistics, real-time monitoring and pricing advisory to set your fees with market intelligence.

Settlement and reconciliation

D+1 settlement, payment splitting and automatic reconciliation integrated with your ERP and in COSIF format.

Compliance and regulatory

Support for obligations toward the Brazilian Central Bank (BACEN) and the card networks, with automated KYC and continuous compliance monitoring.

Authorization Hub

Authorization processing for Visa, Mastercard and Elo

FastPay acts as an authorization processor for the main card networks, offering intelligent routing, high availability and millisecond responses.

Connect your operation to the Visa, Mastercard and Elo networks with FastPay's robust, certified infrastructure.

Intelligent routing

Real-time decisioning with automatic fallback, prioritizing approval and minimizing latency.

Three networks on one platform

Support for Visa, Mastercard and Elo on a single connector, with unified chargeback and dispute management.

High availability

Redundant infrastructure with 99.99% SLA, 24/7 monitoring and detailed performance reports.

Want to learn how to integrate these products into your business?

Get to know FastPay up close and discover how we can integrate, scale and optimize your financial operation.

Talk to a specialist